Scammers are now using a 'frozen-screen' UPI tactic. It starts when a user clicks on a suspicious link, causing their phone screen to lock up as if there is a technical error. This creates panic, leading victims to believe their device or UPI app is malfunctioning. If they are tricked into installing a reboot application, they inadvertently grant the hackers control over their SMS, notifications, and accessibility settings.
by shortkt.com✓