Proposed law could levy fees on just 4% of merchant UPI payments: Report
A Business Standard report suggests that roughly one out of every 25 UPI transactions made to businesses could be subject to a Merchant Discount Rate (MDR) under upcoming changes to payment regulations. Data from the Ministry of Finance for the 2025-26 period indicates that only 4% of person-to-merchant (P2M) UPI transactions were valued above ₹2,000. However, these specific payments represented approximately two-thirds of the total value of UPI transactions.
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