According to the new Employee Provident Fund (EPF) Scheme 2026, individuals who become unemployed are permitted to withdraw as much as 75% of their total PF savings. The other 25% is required to remain in the account for a duration of 12 months. Should the person stay out of work for that full year, they are then eligible to withdraw the remaining balance. Conversely, if an individual secures new employment before that time, they are not allowed to access the rest of the funds under this specific provision.
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