NPS vs EPF: Which option is better for growing your retirement savings?
In the EPF system, both the worker and the company put in 12% of the basic salary, which provides a more predictable outcome. Conversely, the NPS gives investors more access to market-driven returns. While EPF is useful for establishing a steady base for your retirement funds, NPS has the potential to deliver better growth over the long run, according to Moneycontrol. Experts suggest that the best strategy is to create a retirement fund by utilizing both options.
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