Key health insurance claim rights you should be aware of
According to Moneycontrol, there are various health insurance claim rights established by the IRDAI that all policyholders ought to understand. For instance, cashless pre-approvals must be processed within one hour, and final discharge authorizations are required within three hours. Additionally, policyholders receive moratorium protection after five years of uninterrupted coverage. Furthermore, insurance companies are obligated to follow an Ombudsman award within a 30-day window.
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