Effective ways to clear credit card debt and avoid traps
You can break free from credit card debt by paying more than the minimum amount required, utilizing your savings, or turning your balance into easier-to-manage EMIs. Setting up automatic payments ensures you never miss a deadline, and switching to cash transactions can help limit unnecessary spending. Additionally, the debt snowball strategy—where you pay off your smallest debts first before tackling larger ones—is a proven way to get back on track.