Adopting a healthier lifestyle doesn't automatically lead to cheaper health insurance premiums when it's time to renew. Insurance providers primarily base their rates on your age, medical background, and previous claims. That said, if your health has seen a major improvement, you can request that your insurer re-evaluate your premium, particularly if you were previously charged extra for higher health risks. While this process might help eliminate those additional surcharges, it will not change the status of any pre-existing conditions you have already disclosed.
by shortkt.com✓