According to a report by Moneycontrol, a retirement fund of ₹1 crore can sustain you for 30 years, provided you earn an 8% annual return and manage withdrawals carefully. By beginning with a withdrawal of ₹3.5 lakh in year one and increasing that amount by 5% each year to keep up with inflation, your money can last. Based on these projections, the total corpus would actually climb to approximately ₹3.37 crore over 30 years, demonstrating the significant impact of compounding even while you continue to make annual withdrawals.

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2 hours ago