REITs are a good choice for those wanting to invest in real estate without the hassle of purchasing or maintaining a physical property, whereas buying a rental flat provides actual ownership and the possibility of long-term value growth. If you have a budget of ₹20-30 lakh, REITs are often the more sensible option once you factor in additional expenses like registration fees and stamp duty. Conversely, purchasing a rental unit might be better for individuals who have a larger budget, a solid understanding of the local area, and the bandwidth to handle tenant management.

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3 hours ago