Impact of pausing NPS contributions for 1, 3, or 5 years on your retirement fund
Stopping your National Pension System (NPS) payments can shrink your total retirement savings by disrupting the power of compounding. According to a Livemint report, if a 40-year-old invests ₹10,000 every month until age 60 with a projected 12% annual return, taking a 1-year break would lower their final corpus by ₹12,38,226. Similarly, a 3-year gap could lead to a loss of ₹33,12,271, and a 5-year pause might reduce the total amount by ₹49,45,720.
by shortkt.com✓