How a yearly ₹1,000 SIP top-up can boost your savings by ₹1.24 crore

Investing ₹10,000 monthly through an SIP with a projected 12% annual return results in a total fund of ₹1.90 crore over 25 years. However, by raising your SIP contribution by ₹1,000 each year while maintaining the same 12% return, your total corpus grows to ₹3.14 crore after 25 years. This strategy leads to an extra gain of ₹1.24 crore.