EPF interest earnings for FY26: Calculations for ₹5 lakh to ₹1 crore balances
The EPFO has set the interest rate for the 2025-26 financial year at 8.25%, with the credit expected to be completed by July 15. Assuming the balance remains constant throughout the year, an account with ₹5 lakh will earn ₹41,250, while ₹10 lakh will yield ₹82,500. Similarly, a balance of ₹50 lakh will result in over ₹4.12 lakh in interest, and ₹1 crore will generate ₹8.25 lakh. It is important to note that EPF interest is determined based on a monthly running balance.
by shortkt.com✓